Last updated: July 10, 2026
Welcome to FINCORP MIDEXA. By applying for our micro-credit loan products or accessing our member portals, you agree to comply with the following Terms and Conditions.
Loan products are strictly restricted to registered active members who satisfy our age limits, standard KYC checks, and residential evaluations. Any falsification of documents, bank details, or KYC proofs will result in immediate rejection of the loan application [2.1.2].
Approved loans will be disbursed directly into the verified bank account of the borrower. We support secure manual bank transfers (NEFT/IMPS) and automatic RazorpayX payout disbursements [1]. No cash disbursements are permitted under our standard guidelines.
Borrowers are strictly required to pay their EMIs on or before the due date. To ensure timely collection, we offer secure automated UPI AutoPay (e-Mandate) setups. If a mandate is registered, Razorpay will automatically debit the exact EMI amount from your bank account on the scheduled due date without requiring a PIN [1.2.4].
Delay in EMI payments will attract standardized penalty interest charges or flat late fees, logged securely on our repayment counter. Sustained defaults will be reported to registered credit bureaus and will affect the borrower's future borrowing credit scores.
All loan contracts, agreements, and disputes are subject to the local judicial jurisdiction of the state where our registered head office is located [2.1.2].
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